Help to Buy Schemes
Are you tired of renting? Living with your parents? Don’t have a deposit but have checked our calculator and can afford monthly payments?
Now could be a great time to get on the property ladder and we have the solution for you...
Co-ownership mortgages are available where you would like to purchase a home but cannot afford to buy 100% of it. Co-Ownership is a Do It Yourself Shared Ownership scheme (DIYSO) exclusively for Northern Ireland. If you hope to own your own home but can’t quite afford it, Co-Ownership may help you onto the home ownership ladder.
You buy a share of your home (between 50% and 90% of the home’s value) and pay rent on the remaining share. We’ll help you to take out a mortgage to pay for your share of the home’s purchase price.
You can even buy more shares in your home any time after you become the owner. This is known as staircasing..
Want to find out more? Talk to one of our advisers now