"Initial consultations are fee free and could be invaluable"

  • Someone once told me when I was training that “No one cares how much you know, unless they know how much you care.” That sums up Heritage for me. They have a wealth of experience and expertise, but the most important thing is that they genuinely care about you and your family. They always go that extra mile and treat you like they would want to be treated themselves. Mrs K – Solicitor
  • If you want to be sure you're getting the right advice, and need your mortgage arranged quickly and efficiently by experts, then I couldn't recommend Heritage highly enough.  The explanations are simple and they take all the hassle out of the process. On many occasions I've had reason to be extremely thankful for their advice.   Dr S – General Practitioner
  • What I love most about Heritage is their approach to protecting your mortgage and family. They talk everything through with you, make sure you understand and then present you with the best options. They never put pressure on you to do anything. Once you have their recommendations, it makes your decisions straightforward. You are treated as an old friend by a team with your best interests at heart. Mrs S - Teacher
  • New Website Launch

    2 May 2018
    New Website Launch We've recently launched our new website.  Let us help you find your Perfect Mortgage Today!   Call us or email us at     The site was designed and developed by ITS New Media based in Gilford.  
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  • About Perfect Mortgages NI

    3 May 2018
    About Perfect Mortgages NI We're a tightly integrated team of mortgage specialists based in Newry. We know our business and we're good at looking after our clients. That's why they stay and grow with us. Our relationships with our clients are built on trust, professionalism and integrity. Testimonial - "Highly recommended by a friend of mine and I have had excellent service from him. They guided me through the various products and services with knowledge
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  • 2018: the half year report

    19 July 2018
    The first half of 2018 had no shortage of political tussles and diplomatic standoffs to deliberate on. Here, we consider some of the big economic events across the globe that have kept us busy, including incidents that have come completely from leftfield. UK Brexit has understandably dominated the headlines, and no doubt will continue to be the big topic of conversation for many months to come. In March, it was announced that the UK and EU had a
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  • A summer of sports

    11 July 2018
    With a number of major sporting events happening this summer you might feel inspired to dig out your sportswear and get involved. Just make sure you’re prepared for the inevitable knocks, bumps and breaks that might leave you having to take time off work. Watching world-famous athletes and sporting legends competing at the top of their game may inspire you to get involved, even if it’s just at grass-roots level at your local leisure
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  • Are you thinking of downsizing?

    18 July 2018
    According to a survey by Lloyds Bank, 45 per cent of empty nesters have no plans to downsize, despite the potential windfall moving to a smaller place could create. For these empty nesters then, life seems pretty comfortable, but their new-found wellbeing could be at risk if a study by the London School of Economics (LSE) is anything to go by. Boomerang offspring The LSE study is based on findings from people over 50 from 17 European countries
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  • Advice matters - whatever stage in life you're at

    11 July 2018
    The financial products and services we need to navigate through life will change with our circumstances. In the early years, our financial needs are likely to be more straightforward, getting increasingly complex as whatever your circumstances. 20 - 30’s: From single and sorted to settling down Ah, those carefree days of being young, free and single; possibly still enjoying student life (albeit probably with a loan), starting an apprentice
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  • Auto enrolment contributions

    1 August 2018
    The introduction of automatic enrolment in 2012 has led to a record high in pension participation, with more than 9.5 million people enrolled through the scheme. But contributions are at minimum levels, ONS data has shown The number of employees who contribute to a workplace pension has increased over the last five years: 73% of UK employees had an active workplace pension scheme in 2017 compared to 47% in 2012. Much of this rise has been attrib
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  • Changing rooms

    7 August 2018
    When it comes to selling your house first impressions count, and that starts with kerbside appeal. Start with free Before spending any money, have a look around your property to see what improvements you can make that won’t cost a penny. If you have a garden, plants, or hedges, make sure they’re mown/clipped, and any dead leaves cleared away. Clean your windows, including sills, and your exterior doors. If you can, jet wash your pat
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  • How secure is your business?

    12 August 2018
    Business protection is a crucial element in a company's financial future, but how many have cover in place? Research by Legal & General in their State of the Nation’s Small and Medium Enterprises (SMEs) report has found: * 53% of businesses would cease trading in under a year if a key person became critically ill or died * 65% of businesses have some form of business debt * 48% of sole traders have no business protection in plac
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  • Long-term investors needn't fear volatility

    1 August 2018
    You may have read in the press that markets have been particularly volatile in 2018. But what does this mean for your investments? While stories about stock market falls are guaranteed to make headlines, the subsequent rebounds in prices get less coverage; and that’s when the best investors can often make their money. While the great financial crisis of 2008 and the stock market lows of March 2009 are still fresh in many people’s mem
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The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

Heritage Financial Planning is a trade name of Milecross Financial Solutions Limited which is an appointed representative of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Milecross Financial Solutions Limited, 42 Milecross Road, Newtownards, Down, Northern Ireland, BT23 4SR, Company No. Ni601587. Financial Advice & Mortgages throughout Northern Ireland including Newry, Armagh, Banbridge, Portadown, Lisburn, Belfast, Bangor, Dungannon, Craigavon, Lurgan, Cookstown, Omagh and Ulster.